Services

At MyAdvice Financial Planning, we develop tailored step-by-step financial strategies and help you make informed decisions about your money.

Planning is the key to successful investing. Creating a plan will help you find investments that fit your investing time frame and risk tolerance, to help you reach your financial goals sooner.

Review your finances
Set your financial goals
Understand investment risks
Research your investment options
Build your portfolio
Monitor your investments

Superannuation, often called super, is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.

Super is a tax effective environment for your money. Both you and your employer can deposit money into your account. Your money will attract investment earnings, and when you reach your ‘preservation age’, you are able to start drawing on these funds.

Your employer must pay a proportion of your salary into a super fund. This is called the Superannuation Guarantee and has been increased to 10% per annum since July 1st 2021. It will increase by 0.5% each year until it reaches 12% in 2025.

Retirement means different things to different people. For some, traveling around in Australia in a caravan is a life-long dream but for others flying at the pointy end of the plane and staying in 5-star hotels around the world is more how they see life after work. Or maybe spending more time with the grandkids or volunteering in your local community rate high on your list of retirement goals.

We all have different ideas of what the second half of our lives looks like and that’s why planning for your retirement is so important.

There’s so much you can do in the build up to your retirement and the right strategies and decisions you make during this period can make all the difference to your future. Having a personal plan in advance is therefore a vital part of having a successful retirement. Some of the things we will help you consider are –

When can you comfortably retire and be confident that you won’t run out of money
What will your retirement actually look like – social activities, buying a campervan spending time with your family or travelling the world!
What strategies can be used to give you the best chance of reaching your goals
How to make the most of your super and be protected from market downturns
How to plan in advance to maximise your Age Pension

Life takes twists and turns that we can’t always see coming. That’s why it’s so important that we are prepared for life’s emergencies. You don’t want to leave it to chance.

An accident, sickness or death of a working age parent will almost always have a significant impact on the financial circumstances of the family.

Having the right insurances in place can help protect your family and your income if the unexpected occurs.

Estate Planning gives you the peace of mind that the people you care about are looked after if something happens to you.

You should consider estate planning if you have assets, whether it’s a house, superannuation, investments and/or a business.

More than just a Will, estate planning helps you arrange your assets so that your life savings end up in the right hands, at the right time.

Schedule a Call

In 15 minutes we can get to know you – your situation, goals and needs to see if we are the right fit to help you reach your potential.